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Apply Now*Curious what you might qualify for? It's quick, easy, and won't affect your credit
See if You Pre-Qualify*Financing provided by
Buy Now & Pay Later
Budget to Cover Large Purchases
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Choose The Financing Plan
No Pay Same as Cash (Deferred Payment)
No Payments, interest accrues but is not charged during the promotional period. Conditions apply. Not offered in Quebec
3 months - No Admin Fee
On approved credit. An annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and the promotional plan disclosure statement (collectively the "Account Agreement"). Interest will accrue on the purchase amount and annual fees from the beginning of the promotional period, but no minimum payments are required. However, if you pay the balance in full by the promotional period expiration date, all accrued interest will be waived and not charged on the purchase amount and annual fees. If you do not pay the balance in full when the promotional period expires, all accrued interest will be charged at the annual interest rate of 31.99% as shown in your Account Agreement.
6 months - $59.99 Admin Fee, $499.99 min. Purchase
On approved credit. An annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and the promotional plan disclosure statement (collectively the "Account Agreement"). Interest will accrue on the purchase amount and annual fees from the beginning of the promotional period, but no minimum payments are required. However, if you pay the balance in full by the promotional period expiration date, all accrued interest will be waived and not charged on the purchase amount and annual fees. If you do not pay the balance in full when the promotional period expires, all accrued interest will be charged at the annual interest rate of 31.99% as shown in your Account Agreement.
12 months - $99.99 Admin Fee, $499.99 min. Purchase
On approved credit. An annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and the promotional plan disclosure statement (collectively the "Account Agreement"). Interest will accrue on the purchase amount and annual fees from the beginning of the promotional period, but no minimum payments are required. However, if you pay the balance in full by the promotional period expiration date, all accrued interest will be waived and not charged on the purchase amount and annual fees. If you do not pay the balance in full when the promotional period expires, all accrued interest will be charged at the annual interest rate of 31.99% as shown in your Account Agreement.
15 months - $149.99 Admin Fee, $499.99 min. Purchase
On approved credit. An annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and the promotional plan disclosure statement (collectively the "Account Agreement"). Interest will accrue on the purchase amount and annual fees from the beginning of the promotional period, but no minimum payments are required. However, if you pay the balance in full by the promotional period expiration date, all accrued interest will be waived and not charged on the purchase amount and annual fees. If you do not pay the balance in full when the promotional period expires, all accrued interest will be charged at the annual interest rate of 31.99% as shown in your Account Agreement.
Financing not available for Appliances or Electronics*
Equal Payments without Interest (Equal Monthly Payments)
Monthly payments, no interest during the promotional period
24 months - $149.99 Admin Fee, $499.99 Min. Purchase
On approved credit. An annual fee, as set out in your Account Agreement, may be charged to your account subject to certain conditions. Financing is provided by Fairstone Financial Inc. and is subject to all the terms and conditions in your Retail Credit Agreement, Disclosure Statement and the promotional plan disclosure statement (collectively the "Account Agreement"). The purchase amount and annual fees is divided by the number of months in the promotional period to arrive at equal monthly payments. Interest will not accrue on the purchase amount and annual fees during the promotional period if the required minimum payment is made when due each billing cycle. The terms of the promotional plan will terminate if you default under your Account Agreement. On termination or expiration date of the promotional plan (or for purchases that are not part of the promotional plan), the annual interest rate of 31.99% as shown in your Account Agreement and the terms of the Regular Credit Plan will apply to all outstanding balances. Certain terms and conditions apply. See store and Account Agreement for further information.
Financing not available for Appliances or Electronics*
FAQs
How do I make a payment to my account?
Financing is provided by Fairstone Financial Inc.
There are four ways you can pay your account:
- Telephone or online banking: enter Fairstone – Retail Financing as the payee
- At your financial institution: in some cases, institutions will help you set up monthly recurring payments
- At a local Fairstone branch: Visit Fairstone.ca/branches and find a branch near you
-
By mailing a cheque payable to Fairstone: include your account number and the payment amount on the return portion of your monthly statement and address it to:
Fairstone Financial Inc.
Attn: Payment Processing
630 René-Lévesque Blvd. W., Suite 1400 Montréal, Quebec, H3B 4Z9
How do I manage my account?
Simply register for online account management and log into your account to get updates about your Fairstone financing account such as monthly electronic statements, account balance, payment due date, minimum payment, and recent transaction history.
*On approved credit. Terms and conditions apply. See financing plan descriptions for details. If you pre-qualify for financing, there is no guarantee you will be approved for financing. You must complete the full financing application to determine whether you are approved for financing.